RUFINCO MULTI-PURPOSE CO-OPERATIVE

Asibambaneni.

Let's hold each other's hands.

Together, we can create opportunity, build wealth and strengthen our communities.

Committed to our community

Financial inclusion • Community development • Sustainable practices

WHY RUFINCO

Building opportunity through cooperation.

Rufinco aims to establish a robust multi-purpose co-operative institution in Eswatini, serving unbanked and underserved low-income and vulnerable people, particularly in rural areas.

ABOUT US

A cooperative built around people.

Rufinco's purpose is to empower unemployed and low-income individuals in Eswatini by providing affordable financial services that can enable wealth creation and contribute to poverty reduction.

Through strategic partnerships and innovative solutions, Rufinco seeks to create lasting positive change in the communities it serves.

OUR VISION

To become the leading cooperative financial institution fostering inclusive economic growth in Eswatini's rural and informal sectors.

OUR PHILOSOPHY

Asibambaneni — Let's hold each other's hands.

OUR FOCUS

Three pillars of impact.

01

Financial Inclusion

Expanding access to essential financial services for underserved populations.

02

Community Development

Supporting initiatives that promote economic growth and social wellbeing in local communities.

03

Sustainable Practices

Promoting responsible financial practices and environmental stewardship.

MEMBERSHIP

Start your journey with Rufinco.

Rufinco welcomes unemployed people from different walks of life who meet its rural-community membership requirements.

Ask About Membership
Joining FeeE500
Minimum SavingsE100
SharesE2,500
SubscriptionE100 / year

The brochure states that after three months a member may borrow, provided they have been saving successfully and their minimum shares are fully paid up.

FINANCIAL OPPORTUNITY

Finance that supports productive activity.

01

Agricultural Finance

Rufinco's first/general loan is described as agriculture-based, reflecting the importance of farming activities to members in rural communities.

02

Business Finance

Rufinco is committed to financing members for businesses they wish to start, supporting entrepreneurship and income generation.

03

Member Finance

Member participation through savings and shares forms part of the pathway toward access to borrowing, subject to Rufinco's requirements.

Asibambaneni

Let's hold each other's hands.

Uniting ideas, thoughts, energy and cooperation around a common purpose — defeating poverty.

MEMBER PORTAL

Your Rufinco membership, online.

The Rufinco brochure describes an online member portal where members can log in with a username and password to access their banking details.

Member Portal

CONTACT RUFINCO

Let's hold each other's hands.

Talk to Rufinco about membership, savings, financing and opportunities for your community.

Office

Ella Court Building, Plot 123, Office No. 11, Ground Floor, Esser Street, Manzini, Eswatini

Form delivery can be connected to Rufinco's email when the site is deployed.